Loan Programs
The Right Loan for Your Life
We offer a comprehensive suite of mortgage products through exclusive investor partnerships. Every situation is unique—we'll find the perfect fit.
Conventional Loans
Conventional mortgages are the most popular choice for homebuyers with good credit and steady income. Flexible terms with competitive rates and the ability to cancel PMI at 20% equity.
Down payments starting at 3%
Flexible term options: 10, 15, 20, or 30 years
PMI cancelable at 20% equity
Competitive rates for strong credit profiles
Available for primary residences, second homes, and investment properties
Fixed and adjustable rate options
Flexible term options: 10, 15, 20, or 30 years
PMI cancelable at 20% equity
Competitive rates for strong credit profiles
Available for primary residences, second homes, and investment properties
Fixed and adjustable rate options
Loan Snapshot
Min. Down Payment
3% - 5%
Min. Credit Score
620+
Loan Limit (2025)
$806,500
PMI Required
If < 20% Down
Term Options
10-30 years
Best For
Strong Credit Buyers
Conventional Loans
Conventional mortgages are the most popular choice for homebuyers with good credit and steady income. Flexible terms with competitive rates and the ability to cancel PMI at 20% equity.
Fixed and adjustable rate options
Available for primary residences, second homes, and investment properties
Competitive rates for strong credit profiles
PMI cancelable at 20% equity
Flexible term options: 10, 15, 20, or 30 years
Down payments starting at 3%
Flexible term options: 10, 15, 20, or 30 years
PMI cancelable at 20% equity
Competitive rates for strong credit profiles
Available for primary residences, second homes,
and investment properties
Fixed and adjustable rate options
Loan Snapshot
Min. Down Payment
3% - 5%
Min. Credit Score
620+
Loan Limit (2025)
$806,500
PMI Required
If < 20% Down
Term Options
10-30 years
Best For
Strong Credit Buyers
Loan Snapshot
Min. Down Payment
3.5%
Min. Credit Score
580+
Mortgage Insurance
Required (MIP)
Loan Limits
Vary by county
Property Types
1–4 Unit Primary
Best For
First-Time Buyers
Loan Snapshot
Min. Down Payment
$0
PMI
Not Required
Funding Fee
1.25% – 3.3%
Credit Score
Typically 620+
Eligible
Veterans & Active Duty
Best For
Military & Veterans
Loan Snapshot
Min. Loan Amount
> $806,500
Min. Down Payment
10% – 20%
Min. Credit Score
700+
Reserves Required
6–12 Months
Property Types
Primary & 2nd Home
Best For
High-Value Properties
Conventional Loans
Conventional mortgages are the most popular choice for homebuyers with good credit and steady income. Flexible terms with competitive rates and the ability to cancel PMI at 20% equity.
Down payments starting at 3%
Flexible term options: 10, 15, 20, or 30 years
PMI cancelable at 20% equity
Competitive rates for strong credit profiles
Available for primary residences, second homes, and investment properties
Fixed and adjustable rate options
PMI cancelable at 20% equity
Flexible term options: 10, 15, 20, or 30 years
Competitive rates for strong credit profiles
Available for primary residences, second homes, and investment properties
Fixed and adjustable rate options
