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Our mortgage broker Team

Built on Trust,
Driven by Family

Meet the experienced mortgage professionals dedicated to guiding you home with honest advice, personalized service, and a commitment to your success.

Meet the Mortgage Experts
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Michelle Gruber

Managing Member, Loan Originator, Broker
NMLS: 285456

As the founding member of CWM, I have dedicated my time changing how the mortgage industry operates with clients. Since founding CWM in 2002, I believe that all clients should be treated like family. My goal is to change how all clients feel while working through the mortgage process. 

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Michael Gruber

Managing Member, Loan Originator
NMLS: 1591650

I was raised in a family with a real estate agent, an appraiser, and a mortgage originator. I have a wide understanding of the industry which allows me to best serve clients. I am focused on the evolution of the industry to ensure our clients thrive.

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David Bennett

Chief Sales Officer, Certified Mortgage Advisor

NMLS: 2021286

I have been dedicated to my clients success since joining CWM. I am focused on ensuring my clients experience is smooth while shopping for a mortgage. I am constantly in search of new lenders to find new products and programs to fit a wider range of clients

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Abdul Yacubu

Loan Originator, Loan Processor

NMLS: 2225955

I joined CWM with the vision to connect with perspective home buyers to help achieve their goals. Every client has different needs that require a mortgage tailored to their needs. I am fluent in Ghanaian as well.

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Christine "Kryss" Bennett

Loan Originator, Loan Processor

NMLS: 2378833

With 6+ years of accounting experience under her belt, Kryss has decided to use her professional experience in both the private and public accounting to branch out into the world of mortgage needs. She strives for helping individuals and families find their new homes to thrive in.

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Amy Sturtevant

Loan Originator

NMLS: 2487348

A Summit County resident for more than 25 years, Amy combines a hospitality background with the integrity and dedication gained through her service in the U.S. Army Reserves. She is passionate about helping individuals and families navigate Colorado’s housing market and find a place to call home.

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Jud Cavey

Senior Loan Originator 

NMLS: 292989

I have helped clients for more than 10 years find solutions that are beneficially for the long term. Going the extra mile for my clients is important for their success in their journey to homeownership. I am also a Realtor in Florida, I can help my clients achieve their goals.

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Alexander Monsell

Loan Officer, Technology Development 

NMLS: 915491

As an experienced Loan Officer and technology specialist, I combine mortgage expertise with innovative solutions to help clients navigate the home financing process with confidence. A Colorado resident for more than 24 years, I am passionate about helping individuals and families achieve their homeownership goals.

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Dago Urdinola

Loan Originator, Spanish Speaking

NMLS: 301060

For more than 24 years, I have helped Colorado’s Hispanic community achieve the dream of homeownership. I take great pride in the trust my clients place in me and remain committed to guiding them through every market. I am also licensed to serve clients in Texas and Florida.

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Jessica Urdinola

Spanish Team Lead, Loan Originator

NMLS: 935689

With 12 years of experience as a loan officer, I believe strong client relationships are the foundation of a successful home financing experience. I am committed to ensuring every client feels informed, supported, and confident throughout the process. As a bilingual loan officer, I value clear communication and enjoy helping clients navigate their path to homeownership.

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Leticia Gonzalez

Loan Originator & Real Estate Professional

NMLS: 332606

Leticia Gonzalez brings over 35 years of real estate and mortgage experience, helping clients successfully navigate the lending process with confidence. Known for her expertise and personalized approach, she is a trusted resource in Colorado’s housing market. In her free time, she enjoys walking, hiking, and traveling.

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Patricia Dirks

Senior Loan Originator

NMLS: 278909

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