
Our mortgage broker Team
Built on Trust,
Driven by Family
Meet the experienced mortgage professionals dedicated to guiding you home with honest advice, personalized service, and a commitment to your success.
Meet the Mortgage Experts

Michelle Gruber
Managing Member, Loan Originator, Broker
NMLS: 285456
As the founding member of CWM, I have dedicated my time changing how the mortgage industry operates with clients. Since founding CWM in 2002, I believe that all clients should be treated like family. My goal is to change how all clients feel while working through the mortgage process.

Michael Gruber
Managing Member, Loan Originator
NMLS: 1591650
I was raised in a family with a real estate agent, an appraiser, and a mortgage originator. I have a wide understanding of the industry which allows me to best serve clients. I am focused on the evolution of the industry to ensure our clients thrive.

David Bennett
Chief Sales Officer, Certified Mortgage Advisor
NMLS: 2021286
I have been dedicated to my clients success since joining CWM. I am focused on ensuring my clients experience is smooth while shopping for a mortgage. I am constantly in search of new lenders to find new products and programs to fit a wider range of clients

Christine "Kryss" Bennett
Loan Originator, Loan Processor
NMLS: 2378833
With 6+ years of accounting experience under her belt, Kryss has decided to use her professional experience in both the private and public accounting to branch out into the world of mortgage needs. She strives for helping individuals and families find their new homes to thrive in.

Amy Sturtevant
Loan Originator
NMLS: 2487348
A Summit County resident for more than 25 years, Amy combines a hospitality background with the integrity and dedication gained through her service in the U.S. Army Reserves. She is passionate about helping individuals and families navigate Colorado’s housing market and find a place to call home.

Jud Cavey
Senior Loan Originator
NMLS: 292989
I have helped clients for more than 10 years find solutions that are beneficially for the long term. Going the extra mile for my clients is important for their success in their journey to homeownership. I am also a Realtor in Florida, I can help my clients achieve their goals.

Alexander Monsell
Loan Officer, Technology Development
NMLS: 915491
As an experienced Loan Officer and technology specialist, I combine mortgage expertise with innovative solutions to help clients navigate the home financing process with confidence. A Colorado resident for more than 24 years, I am passionate about helping individuals and families achieve their homeownership goals.

Dago Urdinola
Loan Originator, Spanish Speaking
NMLS: 301060
For more than 24 years, I have helped Colorado’s Hispanic community achieve the dream of homeownership. I take great pride in the trust my clients place in me and remain committed to guiding them through every market. I am also licensed to serve clients in Texas and Florida.

Jessica Urdinola
Spanish Team Lead, Loan Originator
NMLS: 935689
With 12 years of experience as a loan officer, I believe strong client relationships are the foundation of a successful home financing experience. I am committed to ensuring every client feels informed, supported, and confident throughout the process. As a bilingual loan officer, I value clear communication and enjoy helping clients navigate their path to homeownership.

Leticia Gonzalez
Loan Originator & Real Estate Professional
NMLS: 332606
Leticia Gonzalez brings over 35 years of real estate and mortgage experience, helping clients successfully navigate the lending process with confidence. Known for her expertise and personalized approach, she is a trusted resource in Colorado’s housing market. In her free time, she enjoys walking, hiking, and traveling.



