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Helpful Tips
Understanding Your Payment
Lower Your Rate
Buying points upfront can reduce your interest rate. We'll calculate if the break-even makes sense for your timeline.
Eliminate PMI
Once you reach 20% equity, you can request PMI removal on conventional loans — freeing up money every month.
Shorter Term,
Less Interest
A 15-year mortgage has a higher monthly payment but saves tens of thousands in total interest over the life of the loan.
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